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Haiti - Economy : After the microfinance, the microinsurance 15/09/2011 16:45:02
Eligible borrowers received cash payments of USD$125 each to repair their homes and recapitalize their businesses and had their loans repaid for them through their insurance product Kore W. Fonkoze founded insurance company MiCRO (the Microinsurance Catastrophe Risk Organization) to offer micro-insurance throughout the world. Its insurance policies combine both parametric and basic risk options, allowing for fast and flexible products that can be catered to organizations’ specific needs. Fonkoze paid most claims within 60 days in its first event. Through more than 15 years of working in this context, Anne Hastings, CEO of Fonkoze said, "It means nothing to help our clients build their assets if they have no way to protect them against sudden loss in a natural disaster. "Fonkoze already provides its clients with life insurance to cover the death of a client, a common cause of financial distress for families in the rural countryside where disease is common and healthcare is scarce. The 2010 earthquake made their susceptibility to natural disasters all too clear. MiCRO's founding partners include Swiss Re, Caribbean Risk Managers Limited (CaribRM), GC Micro Risk Solutions SM and Fonkoze. The UK Department for International Development (DFID) and the Swiss Agency for Development and Cooperation (SDC) are core donors. HL/ HaitiLibre
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